Planning for 2025? Discover Your Health Coverage Options Today
A Quick Look Now Could Save You Time and Money Later
Before you apply for Marketplace health coverage in 2025, take a few minutes to explore your options and uncover potential savings. Platform makes it easy to preview plans and get a personalized estimate—all without logging in or creating an account.
Whether you’re new to the Marketplace or renewing coverage, this simple step helps you move forward with clarity and confidence.
Why Preview Plans Before You Apply?
Looking ahead to 2025, the health insurance landscape offers more choices than ever before. But with choice comes questions: How much will it cost? Do I qualify for help? What kind of coverage is available for my family?
That’s why the Marketplace offers a Plan Preview Tool—a fast, user-friendly way to answer important questions like:
- What plans are available in your area?
- What do monthly premiums look like for you?
- Could you qualify for financial savings, Medicaid, or CHIP?
- How do different plans compare based on your income and household?
By entering just a few details—your state, the number of people in your household, and your estimated annual income—you’ll gain a clear snapshot of coverage and costs before you apply. It’s a smart first step toward a well-informed decision.
If you’re unsure about your income, offers an easy-to-use income calculator to guide your estimate.
Important Deadlines to Keep in Mind
If you want your health coverage to begin on January 1, 2025, you’ll need to enroll by December 15, 2024.
Even if you miss that date, Open Enrollment runs through January 15, 2025, giving you until mid-January to choose or update a plan. After that, you may only enroll if you qualify for a Special Enrollment Period due to major life events like job changes, marriage, or a new child.
When You’re Ready to Enroll
Once you’ve explored your options and feel ready to apply, the enrollment process is straightforward.
🔹 First time using?
Create an account and begin your new application for 2025. You’ll be guided through the entire process step by step.
🔹 Already covered in 2024?
Log in to your existing account, review your saved details, and update any household or income changes. Then, compare new plans for 2025 and renew or switch your coverage based on what works best for your life.
Free Help Is Always Available
HealthCare.gov understands that choosing a health plan is a big decision. That’s why there’s plenty of support, at no cost to you.
- 📞 Call the Marketplace Call Center – Trained representatives can answer questions, walk you through applications, compare plans, and help you enroll.
- 👥 Meet with a certified local assister – These professionals offer in-person guidance. Search by ZIP code to find help nearby, with support available in multiple languages.
- 🖋️ Work with a licensed agent or broker – Prefer a personalized experience? Agents and brokers can handle the entire process for you and may offer additional insight into plan benefits. (Some may receive a commission from insurance companies.)
Coverage That Works for You—And Your Budget
Most people who apply through the Marketplace qualify for substantial financial savings. Depending on your income and household size, you may find quality coverage for far less than you expect—sometimes even as little as $10/month.
Plus, all Marketplace plans include essential benefits like:
- Preventive care and routine checkups
- Prescription medications
- Mental health and substance use support
- Emergency services and hospital stays
- Maternity and newborn care
- Pediatric services for children
- Chronic condition management
Don’t Miss This Window of Opportunity
Health insurance is more than just a policy—it’s access to the care you need, when you need it, without financial stress. By previewing your options and applying during Open Enrollment, you take a proactive step toward a healthier, more secure future.